Now accepting early access

Your clubs
deserve better
than a deductible.

Golf club protection designed for real‑world losses — theft, airline damage, and travel incidents — without the friction of homeowners insurance.

Built for golfers
Simple monthly pricing
Fast digital claims

Bag stolen from vehicle

Full bag replacement — covered

✓

Airline damaged in transit

Travel damage — covered

✓

Airline lost your clubs

Lost baggage — covered

✓

Protection plans

From $8 / mo

Theft Protection

Coverage options for a full bag stolen from your car, home, or the course.

Airline Loss & Damage

When the airline loses or damages your clubs, you shouldn't be left holding the bag.

Low-Friction Claims

File a claim digitally in minutes. No phone trees. No waiting rooms. Just answers.

Affordable Monthly Plans

Priced for real golfers — not dependent on a high deductible to justify a claim.

The Problem

Homeowners insurance technically covers clubs. But does it, really?

When your $2,800 set walks out of your car, a $2,000 deductible means you're essentially self-insuring. That's not coverage — that's a technicality.

Traditional Homeowners Route

  • High deductibles ($1,000–$2,500) eat into any payout
  • Claims can raise your premium — often not worth it
  • Not designed around gear or golf travel scenarios
  • Slow, phone-heavy process to file a claim
  • You may owe the full deductible before any benefit

Your homeowners policy may technically include personal property coverage. But the economics often don't work for mid-range golf gear losses.

Golf-Specific Protection Plan

  • Designed specifically for golf club protection
  • Simple digital claims — no phone trees
  • Monthly plans without homeowners deductible friction
  • Coverage designed around how golfers actually travel
  • Purpose-built for $1,500–$5,000+ gear sets

Coverage examples only. Terms, conditions, limits, and exclusions apply. Availability may vary.

Simple Process

Coverage in four straightforward steps.

No agents. No paperwork mazes. No hour-long phone calls. Getting protected should take minutes.

01

Tell us about your clubs

Answer a few simple questions about your bag — brands, approximate value, and where you typically play and travel.

02

Choose a protection plan

Pick the coverage tier that fits your needs and budget. Simple monthly pricing with no surprise costs.

03

Upload basic photos or details

A quick photo of your clubs and basic gear details helps us set up your coverage profile fast.

04

File a claim digitally if needed

If something happens, open the app or website, describe the loss, and submit documentation — no calls required.

Coverage Examples

Real scenarios. Designed for golfers.

These are the exact situations where homeowners insurance falls short — and where CaddieCover is designed to step in.

Theft

Full bag stolen from vehicle

"You park at the course, come back to a broken window, and your $2,400 set is gone."

Example protection may cover the full value of your covered bag, subject to plan limits.

Illustrative example only. Terms and exclusions apply.

Travel

Airline lost your clubs

"You landed in Scottsdale. Your clubs went to Cincinnati. The airline offers minimal compensation."

Example protection designed to help bridge the gap beyond airline liability limits.

Illustrative example only. Terms and exclusions apply.

Damage

Clubs damaged in transit

"Your travel bag was checked, your driver head snapped, and the airline says it's "within normal handling.""

Example protection options may include transit damage scenarios for covered clubs.

Illustrative example only. Terms and exclusions apply.

Coming Soon

Individual club protection

"One club, one incident — accidental breakage or targeted theft of a single high-value club."

We're exploring individual club coverage as a future optional add-on.

Illustrative example only. Terms and exclusions apply.

Pricing

Simple plans. No surprises.

Protection priced for real golfers — not dependent on a deductible to even make sense.

Essential

$8/mo

For casual golfers with a solid set

  • Full bag theft — vehicle or home
  • Up to $2,000 gear value
  • Digital claims portal
  • Email support

Example pricing. Actual rates may vary.

Most Popular

Traveler

$12/mo

For golfers who take their game on the road

  • Everything in Essential
  • Airline loss & transit damage
  • Up to $3,500 gear value
  • Priority digital claims
  • Travel incident support

Most popular for avid travelers.

Premium

$19/mo

For serious golfers with high-value gear

  • Everything in Traveler
  • Up to $5,500 gear value
  • Expedited claims handling
  • Dedicated account support
  • Early access to new coverage options

Best for $4k+ equipment owners.

Product concepts and pricing shown for informational purposes only. Coverage availability, terms, limits, conditions, and exclusions may vary.

Designed for high-value gear

$1,500–$5,000+ bags

Digital-first claims workflow

No phone calls required

Made for golfers who travel

Airline & transit scenarios

Early access — coming soon

Join the waitlist today

Early Feedback

Golfers get it immediately.

"Finally something built for golfers. My homeowners deductible made filing a claim pointless when my irons got stolen."

Mark T.

7-handicap, avid traveler

"The airline damaged my driver on a trip to Pinehurst. The airline offered almost nothing. I needed something better."

Sarah D.

Golf course GM

"I've been waiting for a product like this. Simple, digital, and actually makes financial sense for mid-range bags."

James R.

Weekend golfer, frequent traveler

Testimonials are illustrative and represent the types of golfers CaddieCover is designed for.

Questions

Plain answers to fair questions.

Homeowners policies may technically include personal property coverage for golf clubs, but most have deductibles ranging from $1,000 to $2,500 or more. If your clubs are worth $2,000 and your deductible is $1,500, the net payout may not justify a claim — and filing can affect your premium. CaddieCover is designed specifically to address this gap for golfers.
Yes — vehicle theft is one of the primary scenarios CaddieCover's protection plans are designed around. Coverage options may include full bag theft from a locked or unlocked vehicle, subject to plan terms, limits, and exclusions.
Airline loss and transit damage are core scenarios for our Traveler and Premium plans. Airlines have limited liability for sports equipment, and CaddieCover is designed to help fill that gap. Specific terms and conditions apply.
Individual club protection is on our roadmap as a potential future add-on, but our current product focus is on full-bag scenarios — which cover the most common and costly losses golfers face. We'll share updates as new options become available.
We're designing an enrollment process that's easy, not a paperwork hurdle. Basic gear information and photos are the goal — detailed receipts may be helpful but are not expected to be a hard requirement. Exact documentation needs will be defined as we finalize the product.
Availability may vary by state and will be confirmed prior to launch. Join the waitlist to be notified when CaddieCover becomes available in your area.
We're in the process of finalizing the product structure. Some offerings may be structured as insurance, others as protection plans, depending on state regulations and filing status. We'll be transparent about what type of product is available to you when we launch.

Partners

Bring protection to your customers.

CaddieCover is designed for partnerships — retailers, travel brands, course operators, and golf apps looking to add genuine member value.

We're actively seeking launch partners ahead of our early access rollout.

Golf Retailers

Offer protection at the point of sale — right when golfers are most invested in their new gear.

Golf Travel Companies

Bundle protection into travel packages. Give your customers genuine peace of mind on every trip.

Club Fitters & Custom Shops

When a golfer invests in a custom fitting, protection is the natural next step. Be the one who offers it.

Country Clubs & Courses

Add member value with a protection benefit your competitors don't offer.

Tee Time & Golf Apps

Integrate CaddieCover as a natural add-on in your booking or membership flow.

Early Access

Be first to protect what you've earned.

CaddieCover is building a smarter, simpler way to protect your clubs. Join the waitlist and we'll let you know the moment early access opens in your area.

Priority access before public launch
Input on coverage options and features
Introductory pricing for early members

Join the Waitlist

Early access for avid golfers

No spam. No commitments. Just early access news.

Early access opening soon

Stop risking a $3,000 bag
on a deductible that makes no sense.

Your clubs took years to build. They deserve protection that was actually designed for golfers — not an afterthought buried in a homeowners policy.

Coverage examples shown for informational purposes only. Terms, limits, conditions, and exclusions apply.